ISO Rating

The PPC for the City of Buda was lowered from a 7 to a 3 effective June 1st of 2010 after several years of upgrading fire protection capabilities and an extensive audit process by the City of Buda, Hays County Emergency Service District #8 and the Buda Fire Department.

 

The PPC program provides important, up-to-date information about municipal fire-protection services throughout the country. ISO’s expert staff collects information about the quality of public fi re protection in more than 44,000 fi re districts across the United States. In each of those fire districts, ISO analyzes the relevant data and assigns a Public Protection Classification – a number from

1 to 10. Class 1 generally represents superior property fire protection, and Class 10 indicates that the area's fire suppression program does not meet ISO’s minimum criteria.

 

Virtually all U.S. insurers of homes and business property use ISO’s Public Protection Classifications in calculating premiums. In general, the price of insurance in a community with a good PPC is substantially lower than in a community with a poor PPC, assuming all other factors are equal.

 

A community's PPC depends on:

 

• Fire alarm and communication systems, including telephone systems, telephone lines, staffing, and

 dispatching systems

• The fire department, including equipment, staffi ng, training, and geographic distribution of fi re companies

• The water-supply system, including the condition and maintenance of hydrants, and a careful evaluation

 of the amount of available water compared with the amount needed to suppress fires

 

Due to improvements to the fire service in Buda, Texas.  Hays County Emergency Services District #8 PPC Rating is being lowered.  This is partly due to the significant investments that the district has made including the construction of two new additional fire stations, three new front line fire engines and bringing on additional paid staff, volunteer firefighters and implementing a district wide fire code.

 

The PPC for the City of Buda has been lowered from a 7 to a 3.  The City of Hays been lowered from a 7 to a 3, and the unincorporated areas have been lowered from a 7/9 to a 3/9.  For the areas with a split rating, the lower rating applies to those properties within 1000 ft of a fire hydrant and 5 miles of a fire station.  The Buda Fire Department has posted information from the Texas Department of Insurance on their website that can be accessed and given to your Home Insurance Provider.  Premium discounts may vary from each provider.  The new ISO Public Protection Classifications rating took effect on June 1, 2010.